Anyone who has ever been online has been exposed to affiliate marketing. But most small businesses still don’t understand how they can use it to drive sales or earn a passive income. All business owners have a keen interest in maximising their sales and revenue. Yet only a fraction of them have embraced affiliate [...]

We’re coming out of a La Niña weather event, which means the likelihood of damaging floods and coastal storms is abating. So how is La Niña likely to play out from here? Australia has been in the grip of a La Niña weather event since about the end of winter 2020. This has been [...]

One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wider range of commercial activities, even expanding into new locations. A growing business usually requires a growing workforce. With more equipment [...]

Getting back on your feet after a setback, can be far simpler with an insurance broker on your team. A setback in your small business can end up costing you far more than your visible assets. It can impact upon your revenue, your customers, the livelihoods of your staff and your professional reputation. This [...]

While relatively rare in Australia, when someone is kidnapped or detained, it hits the headlines for all the wrong reasons. For instance, few will forget the so-called ‘Mosman bomb hoax’ in 2011, when an apparent collar bomb and letter demanding money was placed around school girl Madeleine Pulver’s neck. The man responsible carried out [...]

At the start of the COVID-19 pandemic, the federal government announced a program allowing Australians in financial distress to withdraw up to $20,000 from their superannuation funds to help them cover their expenses during this difficult year.  So far, Australians have withdrawn $35.2 billion from the super system. Withdrawing funds from your super fund could affect the death, [...]

The failure of high-profile construction firm Grocon recently shows just how tough the economic environment is at the moment. If a big business such as this can be placed into voluntary administration, it’s a sign small businesses have to be extra vigilant about who they do business with to ensure they are not trading with an [...]

COVID-19 continues to pose a significant risk to Australian employers, even as we begin to return to more normal ways of working.  Managing the liability risk of unfair dismissal claims Mr Grossman says that to avoid unfair dismissal claims as a result of redundancies, employers need to have documented procedures for employee termination, and [...]

With an imminent La Niña event, get ready for a summer with more rainfall than usual. There are lots of steps you can take to reduce the risk of water damaging your commercial property and your business. But it’s important to take action now to be prepared.  A La Niña event is part of [...]

When you suffer an insurable event, the way you approach the claim from the start can make a huge difference in terms of how quickly the claim is processed and whether it’s approved, as these examples show. In the first case, the business relied on a specialised piece of equipment as a vital part [...]