Business are ready to drive sales, particularly after a period in where cashflow was slow.  A way to ensure your business goals are met is to document your priorities, objectives and initiatives in a marketing plan. A great way to start your marketing plan is by mapping your customer journey. This is a visual [...]

Research shows businesses that are committed to supporting their staff’s health and wellbeing enjoy many advantages. While providing benefits such as income protection insurance is one aspect of this, firms that take a holistic view of employee wellness give themselves a long-term competitive advantage. This is the first story in a two-part series designed [...]

Safe Work Australia has just released new guidelines on silica dust exposure, with limits cut to 0.05 milligrams per cubic metre within three years. It also has insurance implications, says Michael White, Steadfast’s broker technical manager. Any industries that involve working with stone, cement and other similar materials potentially expose workers to the risk of silicosis. As [...]

Professional indemnity and public liability insurance is a must for medical professionals such as doctors, who are typically covered by specialist group schemes.  But no matter which policies you are covered by, it’s important to understand how your insurance works if you are vaccinating patients against COVID-19. Doctors will typically be covered for administering the COVID-19 [...]

Most business owners have an end game in mind – a plan for an exit strategy at some stage in the future when they will be able to sell their business and realise the fruits of their labour.  But the COVID-19 downturn means the landscape has shifted when it comes to selling your business. [...]

Almost every business needs to pivot its offering to succeed in a world that has been turned on its head by COVID-19. The idea is to see this as an opportunity to create a new product or service that can help support your business revenue now and into the future. For example Delfina Sport, a [...]

Insurance can be complex, especially when it comes to the superannuation environment. Here we explore insurances that can be held inside and outside super and some considerations for small business owners when it comes to ensuring they have the appropriate cover in place. Insurance inside super: pros and cons There are a number of [...]

While damage to homes often receives media coverage in the event of a major flood, businesses are just as at risk when a weather event of this nature happens. So it pays to understand how insurance responds in the event of a flood or storm. Let's look at flood first. After a number of [...]

Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out of the use of a business’s product, or the failure of [...]

Australia’s climate is influenced by two alternating weather patterns, La Niña and El Niño, with a La Niña event happening at the moment. Understanding how both operate can help businesses plan for future weather events. We’re in the grip of a La Niña weather event. So what does that mean for our climate over the [...]