It can take just moments for fire, flood or thieves to wipe out years of hard work, asset accumulation and stock. But it can be months before you realise the full extent of the damage – and even longer to recover – if you don't have a detailed and up-to-date inventory list encompassing business [...]

COVID-19 has led to new cyber threats, with figures from the Australian Competition and Consumer Commission showing Australians have lost $309,108 to phishing scams since the start of the pandemic in 2020. This year to date, the commission has received more than 10,000 scam reports. The explosion in online fraud has come about in part due [...]

Professional indemnity insurance can provide cover for businesses and individuals who deliver professional services from the legal costs and claims for damages from an act, omission or breach of duty that occurs as a result of their actions. This insurance may provide cover should: A web designer face legal proceedings after using an image [...]

After a year spent largely working from home, business travellers are set to take to the skies once more, at least within Australia.  But the onus is on the firms for which they work to keep their staff safe as they board planes and stay at hotels once more. The first step is to [...]

Anyone who has ever been online has been exposed to affiliate marketing. But most small businesses still don’t understand how they can use it to drive sales or earn a passive income. All business owners have a keen interest in maximising their sales and revenue. Yet only a fraction of them have embraced affiliate [...]

We’re coming out of a La Niña weather event, which means the likelihood of damaging floods and coastal storms is abating. So how is La Niña likely to play out from here? Australia has been in the grip of a La Niña weather event since about the end of winter 2020. This has been [...]

One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wider range of commercial activities, even expanding into new locations. A growing business usually requires a growing workforce. With more equipment [...]

Getting back on your feet after a setback, can be far simpler with an insurance broker on your team. A setback in your small business can end up costing you far more than your visible assets. It can impact upon your revenue, your customers, the livelihoods of your staff and your professional reputation. This [...]

While relatively rare in Australia, when someone is kidnapped or detained, it hits the headlines for all the wrong reasons. For instance, few will forget the so-called ‘Mosman bomb hoax’ in 2011, when an apparent collar bomb and letter demanding money was placed around school girl Madeleine Pulver’s neck. The man responsible carried out [...]

At the start of the COVID-19 pandemic, the federal government announced a program allowing Australians in financial distress to withdraw up to $20,000 from their superannuation funds to help them cover their expenses during this difficult year.  So far, Australians have withdrawn $35.2 billion from the super system. Withdrawing funds from your super fund could affect the death, [...]