The weather map of Australia this summer has closely resembled the colour palette of the inside of a volcano. All those bright orange hues and hot reds show that summer time is getting serious. Your insurance policy should step up to reflect the changing climate. Bushfire danger and extreme weather conditions are on the rise [...]

The landscape of online hacking and potential damage to business is always changing, so you need to stay on your toes. Cyber risk management should be a key part of any business’ risk management strategy. Wondering if your business is safe against cyber threats? Read on to find out the forecast trends for cybercrimes against [...]

Unexpected accidents can strike at any time. It’s obvious you should protect your assets in the case of unlucky circumstances like theft, extreme weather conditions, or vandalism. But there are other ways you can ensure your business won’t be out of pocket when the chips are down. Think about the hit that your business takes [...]

Construction insurance is one of the most complex areas of commercial insurance. The detailed wording of policies can sometimes leave the business owner exposed to risk when it had been assumed the policy would provide sufficient coverage in any eventuality. Here are four things that everyone in the construction industry - from owners of large [...]

Morgan Insurance has extended its service area to Sydney as well as Orange NSW, with the launch of a redeveloped website. A new quote-request portal can be accessed from any location. Expansion into two capital cities is representative of Morgan's commitment to providing personalised service to business owners and managers in the transport, construction, and retail industry [...]

1 in 5 entrepreneurs don't know if they're insured against the most common SME business risks, according to the 2015 report 'DNA of an Entrepreneur' [Hiscox]. From doctors to architects, accountants to lawyers, most industries have their own vocabulary and use distinctive words to convey specialised meanings. Insurance is no different in its use of [...]

No matter what industry you're in, being in business involves risks and risk management is an important aspect of business management. As a business owner, when it comes to managing your risk and protecting your business, you have three main choices: Accept the risk and its consequences. Manage the risk to reduce or eliminate it. [...]

Businesses taking advantage of current tax breaks for asset purchases up to $20,000 could easily find themselves becoming under-insured, according to Jim Morgan, CEO of Morgan Insurance Group. In 2015 the Australian Government passed new laws to allow small businesses (with an aggregated turnover of less than $2M) to claim an immediate deduction for the [...]

When your business has a brokerage relationship with Morgan Insurance, you're not on your own if things go wrong and an insurance claim needs to be made. There might be clear sailing today but your business can be impacted by disaster, minor or major, at any time. That's why you would want to have adequate [...]

A recent survey of nearly 500 small businesses found that one in four would not survive if they had to close their doors for three months. The survey found that a quarter of small businesses would have to shut down if they experienced a business disruption such as a major fire or storm. Perhaps the [...]