It’s now two years since the COVID-19 virus appeared and we’ve now got some solid trend data about its impact on accidents and insurance claims. There’s been an increase in workers’ compensation and business interruption claims as well as catastrophe insurance, but a dip in general insurance claims. That’s partly due to government-imposed lockdowns, [...]

If you’ve had the same insurance policies in place for a long time, there’s a good chance that your circumstances are not the same as when the policy was first taken out. As part of our client service approach, we can handle the day-to-day management of your insurance cover. This includes holding regular review meetings [...]

With the uncertainty and disruptions of 2021 still upon us, you might be looking to Christmas as a time to put your feet up while your business keeps humming. Take some time now to sort things out so you can really relax. Almost six in 10 small business owners expect to be overworked [...]

Climate change and other factors mean the risk of natural disasters adversely impacting small businesses is rising[1]. But there are many steps firms can take to reduce the risk of flood, fire and other catastrophes affecting their operations. Research[2] shows bushfire risks are growing across Australia, especially in coastal Western Australia, central Queensland and [...]

Increasing claim numbers, the pandemic, cyberattacks and natural disasters are some of the reasons directors’ and officers’ liability (D&O) insurance premiums are rising. Another is less competition, as six insurers decided in the past year to no longer offer this cover. However, premiums were on an upward trajectory even before the pandemic began. [...]

Here's how to manage common risks in your construction business without raising a sweat. The average person might be surprised by how many risks confront construction businesses. But we’re here to help you identify and manage them. Safety hazards and workplace accidents are just one type of risk for construction companies. There are [...]

As a commercial building owner, you’ll have a range of responsibilities to manage your risks. Here's how to manage your risk profile. Commercial property insurance comes in a few guises. You may know it as commercial building or business property insurance. Common among those titles is that it’s for non-residential properties – factories, [...]

Australia is among the world's best for ‘digitally connected commerce’, but there are several factors which could eat into your profit margins. Here's how to improve your online risk management. Ecommerce continues to thrive, with Australia now being among the most attractive consumer markets on the globe. Australia tops the world for ‘digitally [...]

The pandemic has impacted businesses globally and across all sectors. So, it pays to review your insurance policies to make sure you're only paying for what you need right now. Could your business pay smaller premiums yet still be adequately covered? This article guides you on how to ensure your business insurance is on [...]

Hi Everyone, In line with public health orders from NSW Health we have temporarily closed the Morgan Insurance office to all visitors. We are still running business as usual and able to assist with quotes and process claims. If you would like to schedule a meeting to review your current insurance policies, please phone [...]