Running a small business is certainly not for everyone – the long days (and weeks), potential staff issues, not to mention BAS statements – though many owners wouldn’t have it any other way. Still, there are plenty of logistical challenges that small businesses find themselves dealing with day in and day out. Here are [...]

Every customer’s a good customer, right? Wrong. There are some customers you should avoid at all costs. It can be hard – particularly when you're starting out or when business is slow – to turn away a customer. But there are some customers that put your time, money – and a whole lot more [...]

Most people think buying travel insurance is a bit of a last minute, no-brainer that can be purchased via the first option that pops up on Google. Unfortunately, when claim time comes around things can start to unravel dramatically. Travel insurance is one of those products that most people think they can take a [...]

Every good partnership needs backup. It really does seem that the insurance options available to you are endless and, as a result, it can be pretty easy to just dismiss those you are less familiar with as unnecessary. However, when you run your own business, it’s important to do your due diligence where insurance [...]

For 25 years, Stella Pruscino has forged a path for other female entrepreneurs to follow. This is her story Stella Pruscino’s career in the insurance industry started at the reception desk of a small, suburban brokerage. She didn’t last long. “After a couple of weeks of not being able to transfer the calls correctly, [...]

As one of Australia's leading insurance figures, Dr Allan Manning has witnessed countless times the devastating impact serious everyday incidents can have upon small businesses and individuals. But when his own property was threatened by fire recently, he was forced to reassess the sobering reality of what can go wrong and  the best ways [...]

Although bushfire season is here, this risk is only one of a host of different sources of fire. Arson is often the cause of fire and poor maintenance standards are another serious fire risk for businesses. For instance, damaged or old electrical cabling is all too often the cause of a fire, especially in [...]

It's a heart-racing, stomach-churning, sweaty-palm-inducing prospect: your business is being sued. To protect yourself, take stock of your personal liability well before you get a letter from a lawyer.  And, while it's terrible to think that all your hard work on the business could come undone, it's even worse to contemplate that legal action [...]

So you’ve got that burning desire to start your own business. You’ve honed your particular product or service down to a sure fire proposition, you’ve researched the market, identified the demand you’ll meet and it’s all systems go. It’s an exciting time, but it’s also a time when you need to make decisions that [...]

If you offer a professional service, chances are you're selling your knowledge. But what happens if your advice isn't right? We look at the risks involved in giving advice for a living. To err is human, or so the saying goes. Superstar footy players miss match-winning kicks, the savviest politicians put their foot in [...]